New York, Feb 17, 2026, 07:31 EST — Premarket
- Nu Holdings slipped roughly 0.4% in premarket, trading near $16.75.
- U.S. index futures edged lower, with investors coming back from the long weekend and looking ahead to inflation numbers and comments from the Fed.
- Nu will post its Q4 numbers after the bell on Feb. 25.
Shares of Nu Holdings Ltd slipped in premarket action Tuesday, ticking down $0.07 to $16.75. Data from Public.com shows the Nubank owner moving slightly lower. 1
This shift turns attention forward, rather than backward. With U.S. traders returning from the holiday break, markets have been anything but settled. Investors continue to hash out whether growth stocks already reflect hopes for lower rates.
This is important for Nu, positioned in a segment of the market sensitive to changes in U.S. rate bets and investor risk appetite. If inflation surprises to the upside or bond yields spike, fast growers like this one tend to get knocked back—even without any noise in the company’s own news flow.
U.S. stock index futures slipped in early Tuesday trading, with fresh anxiety swirling around the potential for AI-driven disruption. Investors had their sights set on an upcoming inflation readout and remarks from Federal Reserve officials. Jefferies economist Mohit Kumar described AI adoption as “an overall positive,” but noted its potential to radically alter business models. Meanwhile, traders kept an eye on the personal consumption expenditures report, with Fed speakers Michael Barr and Mary Daly due to speak later. 2
Nu’s earnings clock starts ticking Feb. 25, with fourth-quarter numbers landing after the U.S. close, according to the investor relations site. The conference call is booked for 5 p.m. Eastern. The company claims more than 122 million customers across Brazil, Mexico and Colombia. 3
Shares dropped 1.3% in the latest session, settling at $16.82 on Feb. 13. 4
Nu’s results usually come down to three things for investors: loan growth, funding costs, and credit quality. Net interest income, that crucial gap between what the company makes on loans and what it shells out for funding, is poised to draw attention once more.
They’re tuning in for shifts in delinquency rates and gauging how aggressively the company pushes into fresh credit—particularly beyond Brazil. What gets said on the call, or even the nuance, can weigh as heavily as the core profit number.
Still, the risks aren’t hard to spot. Hotter-than-expected U.S. inflation could delay rate cuts and send fintech as well as other growth names sliding in tandem, earnings aside. Should credit losses unexpectedly climb, that’s another headache—this time, a company-specific one.
