London, February 19, 2026, 10:37 GMT
- Tesco Travel Insurance has joined as a Clubcard Reward Partner, which means shoppers can now redeem their vouchers at face value.
- To use vouchers, members are required to exchange a minimum of £5 for a digital code—this can be applied toward full or partial payment for cover
- UK media highlight Tesco research showing a surge in early bookings for 2026 holidays.
Tesco is now letting Clubcard holders use their vouchers to buy travel insurance, matching the vouchers’ face value, according to information posted on its insurance website. Shoppers can turn the vouchers into a Reward Partner code—a digital voucher—which can then be put toward Tesco Travel Insurance, either covering the whole cost or just part of it. There’s a minimum spend of £5. Tescoinsurance
Tesco is rolling out the new offer just as people across Britain are already snapping up travel plans for 2026 and searching for ways to shave expenses beyond the upfront price of holidays. According to Tesco research cited by The Sun, 70% of Britons have booked a holiday for 2026; a quarter are lining up two breaks, and 28% expect to take three or more trips. “This initiative is a first for Tesco Insurance and Money Services, and represents a milestone in how we deliver value for our Clubcard customers,” said Alex Cross, chief customer officer at Tesco Insurance and Money Services. Thesun
The move pushes Clubcard past just food shopping and into services—territory where supermarkets want shoppers sticking with their platforms. Tesco’s Reward Partner program, according to its help pages, already lets users turn vouchers into codes redeemable with over 100 partners, often at twice the voucher’s face value. Tesco
Tesco now delivers Reward Partner codes straight to the email linked with a Clubcard account and displays them in the Tesco Grocery & Clubcard app, according to the company. Physical mailing of codes has stopped. Tesco
Tesco offers Clubcard holders a 10% discount on travel insurance when purchasing directly—add-ons aren’t included in the deal. “Travel insurance is an important consideration for any trip you take,” Cross stated on Tesco Insurance’s website. Tescoinsurance
This move lines up with a broader effort by UK supermarkets to roll out loyalty apps, nudging customers toward return visits and personalized deals. According to its Google Play listing, Asda’s Rewards app promises users the ability to “earn pounds, not points,” letting them turn what they collect into vouchers. Google
Morrisons, for its part, has put its More programme to work, rolling out member-only prices and a points system. Those points can be turned into “Fivers” to spend later, its website shows. Morrisons
There are some strings attached. According to Tesco, Reward Partner codes will stick around for six months unless a different period is specified. Don’t expect a refund for any unused balance, and once a code is expired, redeemed or just left sitting unused, it won’t be replaced. Tesco
Tesco has previously leveraged Clubcard to market its insurance offerings, rolling out Clubcard Prices on car, home, pet, and travel insurance, according to its April 2025 preliminary results. Tescoplc
Travellers might find the Clubcard swap handy for taking care of a smaller premium, skipping the need for cash. Still, shoppers are left comparing it to other partner deals that could offer more value. Tesco tells customers to trade in vouchers only after getting a quote, and to review policy terms before making payment.
