Experian PLC cuts VantageScore 4.0 to 99 cents in fresh challenge to FICO
Experian will charge 99 cents for each VantageScore 4.0 mortgage origination score, undercutting Fair Isaac's FICO and matching new prices from Equifax and TransUnion. The move follows FHFA's decision to allow VantageScore 4.0 or Classic FICO for loans sold to Fannie Mae and Freddie Mac. Lenders buying both scores through Experian’s bundle will continue to get VantageScore free. Fannie and Freddie have not yet finalized acceptance of VantageScore 4.0.