NASDAQ:CRWD

June 1, 2026, 5:17 PM EDT. Term deposits offer predictable interest and capital stability but lack growth potential. Three ASX dividend shares present opportunities for growing income and capital appreciation amid market volatility. Harvey Norman Holdings (ASX: HVN), a retail giant with a strong property portfolio, targets a 6.75% dividend yield in FY 2027. HomeCo Daily Needs REIT (ASX: HDN) focuses on daily-use retail properties with a projected 7% dividend yield, benefiting from resilient tenants like supermarkets and pharmacies. Transurban Group (ASX: TCL), owning critical toll roads in Australia and North America, expects a 4.15% yield and revenue support from contracted toll increases. These shares may suit investors seeking higher income and growth than term deposits can provide, acknowledging the inherent risks of share market exposure.