Fintech News: 28 October 2025

December 21, 2025, 8:58 AM EST. This piece argues that today's AI rally mirrors the dot-com era and warns of five danger signs. It cites bubble-level valuations, where stocks trade far above earnings; extreme concentration in a few names that can drag the market if they stumble; risky IPOs fueled by hype rather than solid revenue; circular financing that props up the boom without real fundamentals; and signs of irrational exuberance echoing past cycles. The author outlines practical steps to shield portfolios, emphasizing discipline, diversification, risk controls, and hedges to stay green rather than bear the regret of a bust.