Geopolítica

January 27, 2026, 5:40 AM EST. Lemonade's new Autonomous Car Insurance ties premiums to miles driven under Tesla's FSD, slashing rates by up to 50% for FSD mileage. The product positions insurance pricing as a function of real-world autonomous driving data, differentiating FSD from human driving. On Jan. 22, Morgan Stanley analyst Andrew Percoco reaffirmed an Equal-Weight rating on Tesla (TSLA) with a $425 price target, noting the policy could spur more FSD usage and broader adoption. The note frames lower premiums as a driver for Tesla's value proposition, signaling external recognition that FSD is moving from experiment to an economically relevant safety system. Insurers pricing granularity based on miles driven may reward risk-reducing technologies. Tesla remains a tech-driven auto and clean energy company leveraging AI in its autonomous driving and robotics initiatives. Disclosure: None.