New York, Feb 13, 2026, 17:08 EST — After-hours
- SoFi Technologies ended the session up roughly 1.6% at $19.61, with shares showing minimal movement after hours.
- Thursday’s steep drop set the stage for the move.
- Attention shifts to the Fed minutes set for Feb. 18, with the week also shortened by a holiday.
SoFi Technologies, Inc. finished the session Friday at $19.61, up 1.6%. After-hours trading brought little movement. Shares moved between $19.02 and $19.87 during the day. Volume came in around 42.8 million.
Stocks sprang higher after the latest U.S. inflation numbers came in cooler than expected, fueling fresh chatter about possible rate cuts and shoring up momentum in risk names. Consumer prices in January climbed 2.4% year-on-year, missing estimates. “This is good news for the Fed,” said Phil Orlando, chief market strategist at Federated Hermes. 1
Treasury yields slipped following the data, with the Fed holding its key rate steady at 3.50%-3.75% last month. “Either way, it is a bit of good news as we head into the long holiday weekend,” said Tim Holland, chief investment officer at Orion. 2
SoFi dropped nearly 6% the previous day, finishing at $19.30. Over the past two sessions, shares remain about 4.6% lower from where they settled on Wednesday. 3
Fintech and consumer-lending stocks saw a lift Friday. LendingClub picked up around 2.6%. Upstart tacked on 1.7%. Affirm ended more or less unchanged. PayPal closed up roughly 3%.
SoFi’s pivot to fee-based revenue has been key to softening the impact of rate volatility. Reporting in late January, the company posted a jump in quarterly profit. CEO Anthony Noto flagged a different risk: a potential cap on credit-card interest rates. That, he said, could make bank lending tougher. “People will still need credit and it would leave a massive gap in the market,” Noto said. 4
Traders are eyeing whether this week’s drop signals a bigger rethink on loan growth and funding costs. With the market hitting anything “growth-y” hard, the stock hasn’t had much leeway for mistakes.
The rebound isn’t solid. Should rate-cut optimism wear off, or credit jitters creep in, banks can get marked down quickly — SoFi in particular often swings harder than the pack when things turn sour.
The calendar shapes up to be just as important as earnings chatter next week. U.S. markets take a break Monday for Washington’s Birthday. Then, on Wednesday, Feb. 18, at 2 p.m. ET, traders will get a closer look at the Federal Reserve’s thinking when the central bank releases minutes from its Jan. 27-28 policy meeting. 5
This week wraps up with some big U.S. numbers on tap: the first look at fourth-quarter GDP and Friday’s read on personal income and spending, both landing Feb. 20. Either could swing the rate narrative that’s shaped SoFi and similar names. 6
