Framtid Nyheter 26 augusti 2025 - 15 september 2025

January 20, 2026, 12:28 AM EST. Britain's cross-party Treasury Committee urged regulators to replace a wait-and-see stance with AI-specific stress tests for the financial system. The FCA and Bank of England should run scenarios to gauge shocks from automated systems, and publish by end-2026 detailed guidance on how consumer protection rules apply to AI. Committee chair Meg Hillier warned the system may be unprepared for a major AI incident. The report notes widespread use of AI in UK finance-about three-quarters of firms-and warns of risks from opaque credit decisions, algorithmic exclusion of vulnerable customers, fraud and unregulated AI advice. It also flags potential financial stability threats if AI trading amplifies herding. Regulators welcomed the focus; BoE did not respond. The ministry has named AI Champions to steer adoption in the sector.