New York, Feb 12, 2026, 12:24 PM EST — Regular session
- XRP dipped roughly 0.4% to around $1.35, marking a drop of about 35% over the last month
- Ripple reveals that Aviva Investors intends to tokenize traditional fund structures using the XRP Ledger
- Binance now accepts RLUSD deposits on XRPL as traders prepare for Friday’s U.S. CPI release
XRP dropped roughly 0.4% to $1.35 on Thursday following Ripple’s announcement of a partnership with Aviva Investors to tokenise fund structures, converting claims on traditional assets into blockchain tokens. Over the past 24 hours, the token fluctuated between $1.34 and $1.40 and has slid about 35% in the last month, according to Binance data. Traders are also bracing for Friday’s U.S. inflation report. 1
Ripple announced that Aviva Investors, the asset-management arm of Aviva plc, plans to tokenise traditional fund structures on the XRP Ledger, with the project slated to continue through 2026 and beyond. This marks Ripple’s first collaboration with a European investment manager. Nigel Khakoo, Ripple’s VP for trading and markets, noted that tokenisation is shifting from “experimentation to large-scale production.” Jill Barber, chief distribution officer at Aviva Investors, highlighted the potential benefits for investors, including gains in time and cost efficiency. 2
Traders are adjusting their bets on U.S. interest rates following a stronger-than-anticipated jobs report, which has dampened hopes for early rate cuts. Geoff Kendrick, an analyst at Standard Chartered, warned of “further price capitulation in the next few months,” flagging Friday’s consumer price index (CPI) report—a key inflation indicator—as the next crucial test for risk assets. 3
Binance announced it has finished integrating Ripple USD (RLUSD) on the XRP Ledger and has started accepting deposits. Withdrawals will be enabled once liquidity meets their requirements, the exchange added. 4
XRP is now caught between two narratives: will institutional tokenisation shift from pilot phases to actual issuance, and will macroeconomic trends drive liquidity into or away from risk assets?
Crypto financing continues to show signs of stress. Last week, BlockFills, a Chicago-based crypto liquidity provider and lender, paused client deposits and withdrawals, citing tough market conditions. The firm assured clients it was working to restore liquidity. It also confirmed users could still open and close spot trades—immediate transactions—and derivatives like futures and swaps. 5
Friday’s CPI report could still shake up markets. If the numbers come in hot, bond yields might spike, putting pressure on crypto once more. XRP tends to react more sharply than bitcoin when traders start dialing back risk.
Technicals appear weak following the recent selloff. Itai Smidt of Investing.com noted that the $1.50-$1.55 range has been a resistance zone, where sellers typically step in, while $1.15 stands out as crucial support underneath. 6
XRP’s fate still hinges on U.S. regulatory decisions. The Securities and Exchange Commission dropped its lawsuit against Ripple last August but upheld a $125 million fine and an injunction related to Ripple’s institutional XRP sales. 7
XRP’s next big moves hinge on clear events: the U.S. CPI report dropping Friday, Feb. 13, and updates on when Aviva Investors will actually launch their tokenised funds, along with Binance’s RLUSD withdrawal plans shifting from talk to action. For now, $1.35 remains a key level for many short-term traders.
