NASDAQ:GIGM

May 26, 2026, 3:30 PM EDT. Australian investors nearing retirement often seek stable income alongside growth. A straightforward two-ETF portfolio combining the Vanguard Australian Shares High Yield ETF (ASX: VHY) and Vanguard MSCI Index International Shares ETF (ASX: VGS) offers balance. VHY targets high-dividend Australian companies, including banks and miners, providing income with potential franking credits that can enhance after-tax returns. VGS offers global diversification across 1,300 companies in developed markets, focusing on long-term growth to offset inflation risks in retirement. This low-cost, diversified duo is easy to manage, ideal for a set-and-forget retirement strategy. Experts caution against chasing highest yields alone, emphasizing total returns and inflation protection. The combined approach helps investors maintain consistent exposure without timing the market or picking individual stocks.