New York, Feb 12, 2026, 12:24 PM EST — Regular session
- XRP down about 0.4% near $1.35; about 35% lower over the past month
- Ripple says Aviva Investors plans to tokenise traditional fund structures on the XRP Ledger
- Binance opens RLUSD deposits on XRPL; traders eye Friday’s U.S. CPI
XRP price slipped about 0.4% to $1.35 on Thursday after Ripple announced a tie-up with Aviva Investors to tokenise fund structures — turning claims on traditional assets into blockchain-based tokens. The token traded between $1.34 and $1.40 in the past 24 hours and is down about 35% over the past month, Binance data showed. Traders also looked ahead to Friday’s U.S. inflation data. (Binance)
Ripple said Aviva Investors, the asset-management business of insurer Aviva plc, intends to tokenise traditional fund structures on the XRP Ledger, with work expected to run through 2026 and beyond. Ripple called it its first partnership with a European investment manager, and Nigel Khakoo, its vice president for trading and markets, said tokenisation is moving from “experimentation to large-scale production”. “We believe there are many benefits that tokenisation can bring to investors, including improvements in terms of both time and cost efficiency,” Jill Barber, Aviva Investors’ chief distribution officer, said. (Ripple)
The headlines land as traders reprice the path for U.S. interest rates after a stronger-than-expected jobs report cooled expectations of early cuts. “We expect further price capitulation in the next few months,” said Standard Chartered analyst Geoff Kendrick, pointing to Friday’s consumer price index (CPI) report — a key inflation gauge — as the next test for risk assets. (Investing)
Binance added another XRP-ledger prompt, saying it has completed integration of Ripple USD (RLUSD) on the XRP Ledger network and opened deposits. Withdrawals will follow once liquidity is sufficient, it said. (Binance)
That leaves XRP trading on a mix of two storylines: whether institutional tokenisation moves from pilots to real issuance, and whether macro data pulls liquidity back into — or out of — risk assets.
Signs of strain in crypto financing have also not gone away. BlockFills, a Chicago-based crypto liquidity provider and lender, halted client deposits and withdrawals last week, blaming market conditions, and said it was working to restore liquidity. It told clients it would still let them open and close spot trades — immediate transactions — and derivatives, such as futures and swaps. (Reuters)
But Friday’s CPI print could still swing the market hard. A hot reading may lift bond yields and squeeze crypto again, with XRP often moving more than bitcoin when traders cut risk.
Technicals look shaky after the recent selloff. Itai Smidt at Investing.com wrote that the $1.50-$1.55 band has been acting as resistance — a level where selling tends to show up — and he flagged $1.15 as a key support below. (Investing)
XRP also remains tied to U.S. regulation. The Securities and Exchange Commission ended its lawsuit against Ripple last August, leaving a $125 million fine and an injunction linked to Ripple’s institutional XRP sales in place. (Reuters)
For XRP, the next catalysts are concrete: Friday’s U.S. CPI release on Feb. 13 and any follow-on details on when Aviva Investors’ tokenised funds — and Binance’s RLUSD withdrawals — move from intention to execution. Until then, $1.35 is the line many short-term traders are watching.
